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Access to and use of this site is provided by lifeassurance4u.com
subject to the following Terms and Conditions.
Use of this site constitutes your acceptance of these terms and conditions which take effect on the date which you first use the site. Lifeassurance4u.com reserves the right to change these terms and conditions at any time by posting changes online. You are responsible for reviewing regularly information posted online to obtain timely notice of such changes. Your continued use of this site after changes are posted constitutes your acceptance of this agreement as modified by the posted changes.
Whilst lifeassurance4u.com endeavor's to ensure that this site is normally available 24 hours a day, lifeassurance4u.com will not be liable if for any reason the site is unavailable at any time or for any period.
Access to this site may be suspended temporarily or permanently and without notice.
Whilst lifeassurance4u.com endeavor's to ensure that the information on this site is correct, no warranty, express or implied, is given as to its accuracy and lifeassurance4u.com does not accept any liability for error or omission.
Lifeassurance4u.com shall not be liable for any damages (including, without limitation, damages for loss of business or loss of profits) arising in contract, tort or otherwise from the use of or inability to use this site, or any material contained in it, or from any action or decision taken as a result of using this site or any such material.
Part of this site contains material submitted to lifeassurance4u.com by third parties. Third parties are responsible for ensuring that material submitted for inclusion on this site complies with national and relevant foreign law. Lifeassurance4u.com will not be responsible for any error, omission or inaccuracy in the material and reserves the right to omit, suspend or edit any material submitted.
The materials on this site do not constitute legal, financial or other professional advice. You should consult your professional adviser if you require such advice.
This site only publishes advertisements and disseminates information. Users should contact the life assurance brokers whose details are shown on the site directly for the purpose of pursuing their interest in the products. Lifeassurance4u.com accepts no responsibility for any loss caused by any negotiations or contract entered into by users and life assurance brokers relating to products shown on this site.
Lifeassurance4u.com accepts no responsibility for the content of any site to which a hypertext link from this site exists. The links are provided "as is" with no warranty, express or implied, for the information provided within them.
By accessing any part of this site, you shall be deemed to have accepted these terms in full.
These terms shall be governed by and construed in accordance with English Law.
If any of these terms should be determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these terms are intended to be effective, then to the extent and within the jurisdiction which that term is illegal, invalid or unenforceable, it shall be severed and deleted from this clause and the remaining terms and conditions shall survive, remain in full force and effect and continue to be binding and enforceable.
Copyright notice:
"Unless otherwise stated, the copyright and any other rights in all material on this site are owned by lifeassurance4u.com and by the mortgage broker shown on the site. You are permitted to print and download extracts from this site on the following bases:
use of documents and related graphics on this site is for information and/or personal use only;
any copies of these pages saved to disk or to any other storage medium may only be used for subsequent viewing purposes or to print extracts for personal use;
no documents or related graphics on this site are to be modified in any way;
graphics on this site are not to be used separately from the accompanying text;
the lifeassurance4u.com copyright notice (i.e. © lifeassurance4u.com 1999) must appear in all copies;
no part of this site may be reproduced or stored in any other Web site or included in any public or private electronic retrieval system or service without lifeassurance4u.com's prior written permission.
Any rights not expressly granted in these terms are reserved.

Privacy Policy:
By providing information in response to the questions on the Website and then by clicking on the "Submit My Information" button to consent to that information being processed, you: * invite us to provide you with one or more life assurance quotations on behalf of one or more life assurance providers; * authorise us to use your details for statistical analysis; * consent to our disclosing the information which you make available to us: (a) to one or more life assurance providers with whom we have an arrangement from time to time, who have agreed to keep your personal information strictly confidential, (b) to our subsidiaries, parent companies and affiliates from time to time for any purpose referred to in this Privacy Policy, (c) to our professional advisers from time to time, and (d) to the operator of any database or register used to prevent fraudulent life assurance applications, with your consent if we are required or permitted to do so by law; We will only use your details to provide you with details of other products or disclose them to third parties (other than those mentioned above) with your express permission. You will only be asked to give such permission, which is not compulsory, after submitting your details.
 
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